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Understanding Boiler Cover: A Comprehensive Boiler Cover Comparison Guide


A boiler is an essential part of any home, providing us with hot water and heating. However, when it breaks down, it can cause significant inconvenience and potentially high repair costs. This is where boiler cover comes into play. But what exactly is boiler cover? How does it work? And how do you choose the best one for your needs? In this blog post, we will delve into these questions and provide a comprehensive boiler cover comparison to help you make an informed decision.

What is Boiler Cover?

Boiler cover is a policy that protects you against the cost of repairs should your boiler break down. It can also cover other parts of your central heating, electrical & plumbing system's depending on the policy you choose. This means that if your boiler or central heating system encounters a problem, the cost of parts, labor, and call-out charges are covered by your provider.

There are different types of boiler cover available in the market today. Some policies only cover the boiler itself, while others include the entire central heating system. There are also policies that provide annual service and safety inspections.

Feet with socks on placed on a heating radiator

Why Do You Need Boiler Cover?

Boiler repairs can be costly, with some repairs running into hundreds or even thousands of pounds. Having a boiler cover in place gives you peace of mind knowing that should anything go wrong with your boiler or central heating system; you won't have to worry about finding money for unexpected repair bills.

Moreover, most boiler covers include 24/7 emergency call-out service which means if your boiler breaks down in the middle of winter or during an inconvenient time, help will be readily available.

Choosing The Right Boiler Cover: A Boiler Cover Comparison

When choosing a boiler cover provider, it's important to consider what each policy offers and how much it costs. Here's a simple boiler cover comparison guide:

1) Basic Boiler Cover: This typically covers only the boiler and its controls. It's the cheapest option but remember, it doesn't cover the cost of repairing radiators or pipes.

2) Boiler and Central Heating Cover: This is a more comprehensive cover that includes repairs to your boiler and the entire central heating system. It's a bit more expensive than basic boiler cover but offers wider protection.

3) Boiler, Central Heating, and Home Emergency Cover: This is the most comprehensive and expensive type of cover. It includes everything in the boiler and central heating cover plus additional home emergency services such as plumbing, electrical wiring, and pest control.

When doing a boiler cover comparison, consider your specific needs, budget, and the age of your boiler. If you have an older boiler that might require more frequent repairs or if you want peace of mind knowing that all potential home emergencies are covered, then a more comprehensive policy might be worth considering.

The Importance of Reading The Fine Print

While doing a boiler cover comparison, it's crucial to read the fine print. Some policies may seem attractive due to their low premiums but may have an excess charge. Or, some policies won't cover boilers over a certain age or those that haven't been serviced regularly.


Boiler cover can provide peace of mind knowing that should anything go wrong with your boiler or central heating system; you're covered for repair costs. However, it's essential to choose the right policy that suits your needs and budget. By doing a thorough boiler cover comparison and reading the fine print carefully, you can ensure you're getting good value for your money while keeping your home warm and comfortable all year round.

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